منابع مشابه
Forms of Reinsurance
Reinsurance plays an important role in reducing the risk in an insurance portfolio. In this article we give an overview of the most relevant classical reinsurance concepts from a practical point of view. We will explain how the different forms of reinsurance affect the stability of insurance portfolios.
متن کاملMore answers on reinsurance.
ance as a strategy to maintain or increase health insurance coverage. SCI’s October 2004 Issue Brief, The Role of Reinsurance in State Efforts to Expand Coverage, concluded that reinsurance programs must be built carefully in order to achieve this goal. This In Focus is designed as a supplemental technical guide for state policymakers who are interested in using reinsurance to expand or maintai...
متن کاملStop Loss Reinsurance
Stop loss is a nonproportional type of reinsurance and works similarly to excess-of-loss reinsurance. While excess-of-loss is related to single loss amounts, either per risk or per event, stop-loss covers are related to the total amount of claims X in a year – net of underlying excess-of-loss contracts and/or proportional reinsurance. The reinsurer pays the part of X that exceeds a certain amou...
متن کاملGovernment-sponsored reinsurance.
Many measures to reform health insurance markets include various types of government-sponsored reinsurance. This article explains the purposes and types of private and public reinsurance, and reviews available evidence about their performance. The author concludes that government-sponsored reinsurance inherently cannot reduce total costs, but it can shift costs from the private to the public se...
متن کاملOn Excess-of-loss Reinsurance
We analyze the distribution of the number of claims and the aggregate claim sizes in an excess-of-loss reinsurance contract based upon the use of point processes. We first deal with a single excess-of-loss situation with an extra upper bound on the coverage of individual claims. Subsequently the results are extended to a reinsurance chain with k partners.
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ژورنال
عنوان ژورنال: Scientific Journal of Yuriy Fedkovich Chernivtsi National University. Economics
سال: 2021
ISSN: 2519-4372,2519-240X
DOI: 10.31861/ecovis/2020-829-10